My Wealth Ledger organises your entire financial life into 17 dedicated sections — plus a live net worth dashboard that ties it all together. Everything runs 100% offline inside one encrypted vault on your own PC.
The Summary Dashboard is the heart of My Wealth Ledger. It instantly shows your total net worth — every asset minus every liability — alongside monthly income, monthly expenses, category breakdowns, a cashflow chart, and investment profit & loss.
Total net worth, monthly income & expenses, category breakdowns, a cashflow chart and investment profit & loss — updated live as you enter data. Watch your position shift the moment you log a payment.
From your savings account to the gold at home, foreign investments, your company stake and the car outside — track value, notes, attached documents and photos for each one.
Savings, current, fixed-deposit and recurring-deposit accounts with balances, member attribution and documents. Track each account's contribution to your total across every branch and bank.
Portfolios with equity, mutual-fund and commodity breakdowns. See your holdings, the amount invested and their share of your overall picture.
Fixed-income investments — bonds, debentures, corporate deposits — with maturity, value and attached certificates.
Gold, silver and jewellery with live value tracking. Great for household wealth that never shows up in a bank statement.
Physical cash at hand, at home or in a locker — a real part of your net worth that most trackers ignore.
Global holdings beyond your home market — international stocks, funds and accounts — all recorded with familiar values.
Properties with attached deeds and documents, from your flat to a family plot. Record valuation and loan linkage with ease.
Business and partnership holdings — your equity in a venture, its estimated value and related documents.
Cars, two-wheelers and more, with estimated current value and purchase documents.
Bitcoin, Ethereum and other digital assets — log quantity, average price and current value in your private ledger.
Income and expenses drive every budget and every goal. Log them in seconds with categories, installments and recurring insight.
Salaries, business earnings and other inflows — monthly, one-off or irregular — each assigned to a member and category so your monthly income number is always accurate.
Bills, loan installments and daily spends with category tagging. Understand precisely where your money goes each month and see your monthly expense totals update instantly.
Automatic budget monitoring flags "Over budget" the moment you cross a category limit, and highlights upcoming dues so you never miss a payment.
A complete ledger isn't only about what you own — it tracks what you owe, what you plan to spend, and what you're saving for.
Loans, installments and credit-card dues with monthly and annual totals. Watch your obligations shrink month after month as your net worth grows.
Set savings targets and watch progress bars fill from "25% complete" to fully funded. Every goal you hit is a step toward your larger plan.
Set monthly spending limits per category. Live monitoring tells you the moment a category crosses its limit, before the month runs away from you.
Wealth is rarely a solo journey. My Wealth Ledger brings every member's assets, income and expenses into one calm, clear picture.
Add family members and see each person's assets, income and expenses at a glance — from one member's salary to another's shared home loan. The whole household, one true net worth.
Encryption, a personal PIN, and total control over your data — export, import, PDF reports and backups that are simply copying a folder.
Your entire diary is stored in an encrypted SQLCipher database and locked with a personal 4–6 digit PIN (salted & hashed, never plain text). Security-question recovery helps if you forget it.
Attach deeds, agreements, statements, receipts and photos alongside any record — your digital files stay in the same encrypted vault, never uploaded anywhere.
Export your full diary to CSV or generate a beautifully formatted PDF report with cashflow, profit & loss and charts — perfect for printing, review or sharing on your own terms.
Move your vault to any folder and back up simply by copying it. Restore is importing that folder. Your diary lives wherever you decide it lives.
Get My Wealth Ledger on the Microsoft Store for Windows 10 & 11 — one-time purchase, no subscription, no cloud.
Get It On Microsoft Store Read the FAQ